An ATM in your business does more than dispense cash — it drives foot traffic, increases in-store spending, and generates passive revenue from surcharge fees. Capitol Financial Services offers three flexible ATM programs for businesses in Washington DC, Maryland, and Virginia, so there’s an option that works regardless of your budget or how hands-on you want to be.
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Three Ways to Get an ATM in Your Business
Option 1: Buy an ATM
Purchase an ATM outright for the lowest long-term cost. You own the machine, you manage the cash loading, and you keep 100% of the surcharge revenue. We handle the initial setup, programming, and connection to the processing network. This is the best option for businesses that want maximum earnings and are comfortable managing the cash vault.
Option 2: Lease an ATM
Don’t want to pay the upfront cost? Our lease program puts an ATM in your location for a low monthly payment. You still manage the cash and earn surcharge revenue, but without the initial capital outlay. Leases include maintenance coverage so you’re protected if anything breaks.
Option 3: Free ATM Placement
Our most hands-off option. We provide the ATM, install it, stock it with cash, and handle all maintenance and repairs. You don’t pay anything upfront or monthly. In exchange, we share the surcharge revenue with you. This is ideal for busy business owners who want the benefits of an ATM without any of the operational work.
Why Add an ATM to Your Business?
Research shows that 25% of impulse purchases happen when customers have cash on hand. An ATM puts cash in your customers’ wallets right inside your store. Beyond driving spending, ATMs attract foot traffic from people who come in specifically to withdraw cash — and many of them stay to browse or buy. For businesses in areas with limited nearby ATMs, this can be a significant competitive advantage.
ATMs also generate direct revenue. Every time someone uses your ATM, a surcharge fee is collected. Depending on your program and location, this can add hundreds or even thousands of dollars per month to your bottom line with virtually no effort on your part.
Industries We Serve
Our ATM programs are popular with convenience stores, gas stations, bars and nightclubs, hookah lounges, laundromats, hotels, and event venues. But any business with steady foot traffic can benefit. We’ll evaluate your location and transaction potential during a free site assessment.
Frequently Asked Questions About ATM Services
How can my business get an ATM?
Capitol Financial offers three options: buy an ATM outright, lease one for a low monthly payment, or have us place one for free. With free placement we provide, install, stock, and maintain the ATM and share the surcharge revenue with you.
How much money can an ATM make for my business?
Every transaction generates a surcharge fee. Depending on your location and program, an ATM can add hundreds or even thousands of dollars per month in passive revenue, plus it drives foot traffic and in-store spending.
Does free ATM placement really cost nothing?
With our free placement program you pay nothing upfront or monthly. We handle the machine, installation, cash loading, and all maintenance, and in exchange we share the surcharge revenue with you.
What businesses benefit most from an ATM?
Convenience stores, gas stations, bars, nightclubs, hookah lounges, laundromats, hotels, and event venues do especially well, but any business with steady foot traffic can benefit.
Do you place ATMs in DC, Maryland, and Virginia?
Yes. We provide ATM purchase, lease, and free placement programs for businesses throughout Washington DC, Maryland, and Virginia, including a free site assessment of your location.
Interested in adding an ATM? Call (202) 683-0309 or email info@capitol-financial.com for a free site assessment and program recommendation.